About Us

Ross Fogle & Associates has served local businesses with their insurance and employee benefit needs since 1972. Our success over the past 30 years has made us the number one agency in the Carlsbad, California, and among the top ten in San Diego County each of the past six years. We pride ourselves on our extensive industry knowledge and creative problem-solving solutions that get our clients the best plan to meet their needs; and then providing them with an unprecedented level of personal service.

Structure

Our company structure is one of teamwork. Although each member of our team has a defined area of specialty, everyone is trained to handle just about any situation that might present itself. This gives our clients the security that they will never have to wait for information needed or action to be taken in the event that their account representative is unavailable. At Ross Fogle & Associates we all work for a common goal &endash; to ensure each and every client's satisfaction.

Plan Design

A well designed employee benefits plan is a critical segment of your employee relations program. Our company provides a comprehensive analysis of your company's benefit objectives. We then compare options across the entire market, keeping in mind four main criterions: benefits; service; cost; and financial security. With this information the employer is then afforded the opportunity to make an intelligent choice between various employee benefit plans that fit the needs and philosophy of your organization.

Customer Service

As a company dedicated to excellence in customer service, our philosophy combines exceeding client expectations by providing them with the best plans to accomplish their benefit program objectives, continuously delivering value added services to make their insurance experience easier, and treating each client with an unprecedented level of personal service.

Ross Fogle, President

Ross has spent the last 25 years as a senior executive in the field of healthcare delivery and has served as Chief Executive Officer to several large medical groups with corporate staffs of 50 to 75 physicians and over 400 employees. His experience has given him a solid understanding of employee benefits and the role they play in the retention of quality staff members. He is also well versed as to the financial constraints of the private corporation. Ross' knowledge of corporate leadership coupled with a complete understanding of healthcare delivery help minimize the time it takes to design and implement an optimum employee benefits system.

Ross has recently spent eight years working directly with numerous physicians, hospitals, and insurance companies in San Diego. This knowledge of the local healthcare market is of great value in the development of benefit programs for local companies. He has extensive experience with employee benefit plans through his direct involvement in the design and selection of plans for the owners and employees of corporations he has managed. Ross's experience in fiscal and personnel management is of great value to his clients in the development of a balanced benefit program.

Ross is an active member of the Rotary Club of Del Mar and lives in Carlsbad with his wife Debra and son Tyler.

Betsy Nanthakumar, Account Manager